Call reports 2023
COMMUNITY NATIONAL BANK — 2023
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,963,414,000 | 1,982,610,000 | 1,944,728,000 | 2,128,104,000 |
| Total loans | 1,324,644,000 | 1,384,531,000 | 1,415,664,000 | 1,450,419,000 |
| Allowance for loan losses | 22,512,000 | 23,541,000 | 24,358,000 | 23,733,000 |
| Securities available for sale | 328,484,000 | 311,783,000 | 299,464,000 | 283,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,742,002,000 | 1,755,273,000 | 1,633,411,000 | 1,873,613,000 |
| Interest-bearing deposits | 1,523,502,000 | 1,607,479,000 | 1,465,053,000 | 1,656,294,000 |
| Noninterest-bearing deposits | 218,500,000 | 147,794,000 | 168,358,000 | 217,319,000 |
| Equity capital | 193,200,000 | 202,864,000 | 210,936,000 | 227,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 25,714,000 | 53,422,000 | 82,654,000 | 113,329,000 |
| Interest expense | 1,371,000 | 4,576,000 | 8,309,000 | 13,932,000 |
| Net interest income | 24,343,000 | 48,846,000 | 74,345,000 | 99,397,000 |
| Noninterest income | 3,471,000 | 8,299,000 | 10,840,000 | 12,519,000 |
| Noninterest expense | 10,225,000 | 21,184,000 | 32,658,000 | 45,018,000 |
| Provision for loan losses | 14,000 | 1,003,000 | 1,804,000 | 1,785,000 |
| Pretax income | 17,575,000 | 34,958,000 | 50,723,000 | 64,625,000 |
| Income tax | 3,680,000 | 7,319,000 | 10,622,000 | 13,541,000 |
| Net income | 13,895,000 | 27,639,000 | 40,101,000 | 51,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,128,000 | 210,970,000 | 221,534,000 | 230,392,000 |
| Total capital | 219,329,000 | 231,654,000 | 242,596,000 | 252,642,000 |
| Risk-weighted assets | 1,613,564,000 | 1,651,693,000 | 1,681,521,000 | 1,778,401,000 |