Call reports 2020
COMMUNITY NATIONAL BANK — 2020
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,419,682,000 | 1,459,936,000 | 1,370,817,000 | 1,387,224,000 |
| Total loans | 923,995,000 | 1,012,606,000 | 1,025,294,000 | 1,026,274,000 |
| Allowance for loan losses | 17,946,000 | 20,940,000 | 22,863,000 | 22,353,000 |
| Securities available for sale | 191,509,000 | 182,227,000 | 170,004,000 | 156,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,262,724,000 | 1,297,587,000 | 1,207,273,000 | 1,220,429,000 |
| Interest-bearing deposits | 1,106,138,000 | 1,169,104,000 | 1,110,835,000 | 1,059,127,000 |
| Noninterest-bearing deposits | 156,586,000 | 128,484,000 | 96,439,000 | 161,302,000 |
| Equity capital | 150,537,000 | 153,894,000 | 155,968,000 | 159,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,242,000 | 28,680,000 | 42,602,000 | 54,863,000 |
| Interest expense | 404,000 | 661,000 | 901,000 | 1,122,000 |
| Net interest income | 13,838,000 | 28,019,000 | 41,701,000 | 53,741,000 |
| Noninterest income | 1,569,000 | 2,787,000 | 4,477,000 | 6,461,000 |
| Noninterest expense | 8,138,000 | 16,375,000 | 25,695,000 | 34,258,000 |
| Provision for loan losses | 1,209,000 | 4,210,000 | 6,209,000 | 6,209,000 |
| Pretax income | 6,060,000 | 11,168,000 | 15,691,000 | 21,152,000 |
| Income tax | 1,258,000 | 2,327,000 | 3,274,000 | 4,416,000 |
| Net income | 4,802,000 | 8,841,000 | 12,417,000 | 16,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,147,000 | 136,661,000 | 139,312,000 | 143,131,000 |
| Total capital | 146,911,000 | 150,139,000 | 152,941,000 | 157,113,000 |
| Risk-weighted assets | 1,096,677,000 | 1,070,460,000 | 1,080,762,000 | 1,109,934,000 |