Call reports 2016
COMMUNITY NATIONAL BANK — 2016
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,080,518,000 | 1,045,725,000 | 996,380,000 | 1,023,732,000 |
| Total loans | 725,102,000 | 724,501,000 | 746,707,000 | 740,655,000 |
| Allowance for loan losses | 12,875,000 | 14,552,000 | 15,138,000 | 15,140,000 |
| Securities available for sale | 208,732,000 | 162,743,000 | 102,178,000 | 79,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 962,451,000 | 932,038,000 | 882,244,000 | 909,191,000 |
| Interest-bearing deposits | 869,327,000 | 829,550,000 | 783,807,000 | 790,463,000 |
| Noninterest-bearing deposits | 93,124,000 | 102,488,000 | 98,437,000 | 118,728,000 |
| Equity capital | 117,373,000 | 111,573,000 | 112,641,000 | 113,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,327,000 | 18,796,000 | 28,317,000 | 37,729,000 |
| Interest expense | 273,000 | 574,000 | 836,000 | 1,091,000 |
| Net interest income | 9,054,000 | 18,222,000 | 27,481,000 | 36,638,000 |
| Noninterest income | 931,000 | 1,961,000 | 3,055,000 | 4,110,000 |
| Noninterest expense | 6,243,000 | 12,243,000 | 17,504,000 | 23,288,000 |
| Provision for loan losses | 3,517,000 | 16,244,000 | 19,100,000 | 20,806,000 |
| Pretax income | 225,000 | -8,299,000 | -5,543,000 | -2,821,000 |
| Income tax | -13,000 | -3,094,000 | -2,238,000 | -1,428,000 |
| Net income | 238,000 | -5,205,000 | -3,305,000 | -1,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,652,000 | 98,893,000 | 100,501,000 | 101,746,000 |
| Total capital | 116,058,000 | 110,155,000 | 111,855,000 | 112,792,000 |
| Risk-weighted assets | 910,700,000 | 897,404,000 | 904,253,000 | 879,329,000 |