Call reports 2015
COMMUNITY NATIONAL BANK — 2015
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,176,980,000 | 1,130,287,000 | 1,078,315,000 | 1,080,018,000 |
| Total loans | 645,494,000 | 678,120,000 | 676,542,000 | 722,775,000 |
| Allowance for loan losses | 7,101,000 | 7,979,000 | 9,362,000 | 10,831,000 |
| Securities available for sale | 283,641,000 | 274,211,000 | 257,943,000 | 233,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,076,379,000 | 1,027,171,000 | 973,156,000 | 960,276,000 |
| Interest-bearing deposits | 535,082,000 | 527,995,000 | 852,352,000 | 825,863,000 |
| Noninterest-bearing deposits | 541,297,000 | 499,176,000 | 120,805,000 | 134,413,000 |
| Equity capital | 99,351,000 | 100,649,000 | 102,564,000 | 117,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,318,000 | 18,681,000 | 28,021,000 | 37,299,000 |
| Interest expense | 225,000 | 472,000 | 710,000 | 944,000 |
| Net interest income | 9,093,000 | 18,209,000 | 27,311,000 | 36,355,000 |
| Noninterest income | 908,000 | 1,890,000 | 3,114,000 | 4,269,000 |
| Noninterest expense | 5,673,000 | 11,451,000 | 17,225,000 | 23,193,000 |
| Provision for loan losses | 719,000 | 1,855,000 | 3,403,000 | 5,086,000 |
| Pretax income | 3,609,000 | 6,793,000 | 9,797,000 | 12,345,000 |
| Income tax | 1,230,000 | 2,300,000 | 3,314,000 | 4,028,000 |
| Net income | 2,379,000 | 4,493,000 | 6,483,000 | 8,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,963,000 | 87,759,000 | 89,533,000 | 105,031,000 |
| Total capital | 93,359,000 | 96,033,000 | 99,190,000 | 116,157,000 |
| Risk-weighted assets | 830,449,000 | 853,894,000 | 860,042,000 | 902,180,000 |