Call reports 2014
COMMUNITY NATIONAL BANK — 2014
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,148,417,000 | 1,102,933,000 | 1,167,903,000 | 1,157,173,000 |
| Total loans | 620,982,000 | 642,810,000 | 640,638,000 | 660,013,000 |
| Allowance for loan losses | 8,032,000 | 8,274,000 | 8,584,000 | 8,156,000 |
| Securities available for sale | 289,949,000 | 322,758,000 | 302,196,000 | 294,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,054,312,000 | 1,006,129,000 | 1,070,047,000 | 1,058,856,000 |
| Interest-bearing deposits | 517,108,000 | 465,115,000 | 479,876,000 | 495,558,000 |
| Noninterest-bearing deposits | 537,204,000 | 541,015,000 | 590,172,000 | 563,299,000 |
| Equity capital | 92,656,000 | 95,458,000 | 96,369,000 | 96,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,371,000 | 19,326,000 | 29,431,000 | 39,509,000 |
| Interest expense | 215,000 | 441,000 | 644,000 | 851,000 |
| Net interest income | 9,156,000 | 18,885,000 | 28,787,000 | 38,658,000 |
| Noninterest income | 741,000 | 1,700,000 | 2,675,000 | 3,619,000 |
| Noninterest expense | 5,290,000 | 11,039,000 | 16,478,000 | 22,458,000 |
| Provision for loan losses | 675,000 | 1,225,000 | 1,525,000 | 1,825,000 |
| Pretax income | 3,932,000 | 8,321,000 | 13,459,000 | 17,994,000 |
| Income tax | 1,328,000 | 2,790,000 | 4,506,000 | 6,198,000 |
| Net income | 2,604,000 | 5,531,000 | 8,953,000 | 11,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,861,000 | 82,442,000 | 83,202,000 | 83,899,000 |
| Total capital | 88,188,000 | 91,011,000 | 92,081,000 | 92,350,000 |
| Risk-weighted assets | 771,038,000 | 793,202,000 | 798,411,000 | 826,859,000 |