Call reports 2013
COMMUNITY NATIONAL BANK — 2013
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,034,989,000 | 960,744,000 | 1,052,846,000 | 1,075,691,000 |
| Total loans | 497,256,000 | 534,575,000 | 568,450,000 | 595,160,000 |
| Allowance for loan losses | 6,874,000 | 7,058,000 | 7,239,000 | 7,359,000 |
| Securities available for sale | 204,642,000 | 250,953,000 | 257,226,000 | 274,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 941,455,000 | 874,991,000 | 965,397,000 | 984,049,000 |
| Interest-bearing deposits | 450,474,000 | 410,004,000 | 468,536,000 | 454,975,000 |
| Noninterest-bearing deposits | 490,980,000 | 464,988,000 | 496,861,000 | 529,073,000 |
| Equity capital | 89,690,000 | 83,757,000 | 85,734,000 | 89,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,802,000 | 16,027,000 | 24,951,000 | 34,258,000 |
| Interest expense | 200,000 | 402,000 | 585,000 | 787,000 |
| Net interest income | 7,602,000 | 15,625,000 | 24,366,000 | 33,471,000 |
| Noninterest income | 836,000 | 1,693,000 | 2,570,000 | 3,385,000 |
| Noninterest expense | 5,174,000 | 10,520,000 | 16,467,000 | 21,593,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 840,000 |
| Pretax income | 3,054,000 | 6,378,000 | 9,839,000 | 14,423,000 |
| Income tax | 1,046,000 | 2,178,000 | 3,394,000 | 4,946,000 |
| Net income | 2,008,000 | 4,200,000 | 6,445,000 | 9,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,050,000 | 70,957,000 | 72,798,000 | 76,775,000 |
| Total capital | 83,219,000 | 78,310,000 | 80,332,000 | 84,429,000 |
| Risk-weighted assets | 631,043,000 | 682,256,000 | 717,480,000 | 750,500,000 |