Call reports 2012
COMMUNITY NATIONAL BANK — 2012
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 877,465,000 | 844,222,000 | 923,805,000 | 1,142,946,000 |
| Total loans | 416,984,000 | 460,620,000 | 476,889,000 | 503,715,000 |
| Allowance for loan losses | 5,992,000 | 6,496,000 | 6,479,000 | 6,672,000 |
| Securities available for sale | 217,515,000 | 233,052,000 | 207,157,000 | 213,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 802,315,000 | 767,134,000 | 844,963,000 | 1,057,124,000 |
| Interest-bearing deposits | 417,769,000 | 361,426,000 | 380,467,000 | 486,660,000 |
| Noninterest-bearing deposits | 384,546,000 | 405,707,000 | 464,495,000 | 570,464,000 |
| Equity capital | 73,297,000 | 75,257,000 | 76,676,000 | 83,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,699,000 | 14,279,000 | 22,203,000 | 30,114,000 |
| Interest expense | 190,000 | 369,000 | 541,000 | 715,000 |
| Net interest income | 6,509,000 | 13,910,000 | 21,662,000 | 29,399,000 |
| Noninterest income | 915,000 | 1,873,000 | 3,126,000 | 4,017,000 |
| Noninterest expense | 4,478,000 | 9,392,000 | 14,313,000 | 19,045,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 840,000 |
| Pretax income | 2,736,000 | 5,971,000 | 9,845,000 | 13,531,000 |
| Income tax | 917,000 | 2,003,000 | 3,269,000 | 4,527,000 |
| Net income | 1,819,000 | 3,968,000 | 6,576,000 | 9,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,548,000 | 61,510,000 | 62,762,000 | 69,947,000 |
| Total capital | 65,835,000 | 68,301,000 | 69,536,000 | 76,914,000 |
| Risk-weighted assets | 525,301,000 | 580,151,000 | 603,500,000 | 639,674,000 |