Call reports 2011
COMMUNITY NATIONAL BANK — 2011
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 657,987,000 | 704,418,000 | 741,617,000 | 808,740,000 |
| Total loans | 361,937,000 | 380,649,000 | 393,353,000 | 418,353,000 |
| Allowance for loan losses | 5,358,000 | 4,968,000 | 5,267,000 | 5,860,000 |
| Securities available for sale | 168,474,000 | 165,181,000 | 169,178,000 | 171,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 593,416,000 | 637,975,000 | 673,461,000 | 739,274,000 |
| Interest-bearing deposits | 329,000,000 | 351,857,000 | 347,282,000 | 377,259,000 |
| Noninterest-bearing deposits | 264,416,000 | 286,118,000 | 326,179,000 | 362,015,000 |
| Equity capital | 63,025,000 | 64,465,000 | 66,060,000 | 67,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,027,000 | 12,318,000 | 18,983,000 | 25,829,000 |
| Interest expense | 215,000 | 454,000 | 671,000 | 852,000 |
| Net interest income | 5,812,000 | 11,864,000 | 18,312,000 | 24,977,000 |
| Noninterest income | 807,000 | 1,633,000 | 2,813,000 | 3,719,000 |
| Noninterest expense | 4,104,000 | 8,667,000 | 13,040,000 | 17,416,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 923,000 |
| Pretax income | 2,320,000 | 4,440,000 | 7,500,000 | 10,357,000 |
| Income tax | 755,000 | 1,482,000 | 2,517,000 | 3,492,000 |
| Net income | 1,565,000 | 2,958,000 | 4,983,000 | 6,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,888,000 | 50,054,000 | 51,751,000 | 53,368,000 |
| Total capital | 54,444,000 | 55,267,000 | 57,263,000 | 59,473,000 |
| Risk-weighted assets | 444,472,000 | 458,780,000 | 497,079,000 | 523,249,000 |