Call reports 2010
COMMUNITY NATIONAL BANK — 2010
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 608,619,000 | 571,364,000 | 577,971,000 | 621,304,000 |
| Total loans | 332,589,000 | 340,985,000 | 352,582,000 | 355,703,000 |
| Allowance for loan losses | 4,654,000 | 5,014,000 | 5,226,000 | 5,179,000 |
| Securities available for sale | 124,606,000 | 132,495,000 | 134,574,000 | 150,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 547,564,000 | 508,745,000 | 514,642,000 | 557,726,000 |
| Interest-bearing deposits | 305,815,000 | 295,999,000 | 287,064,000 | 316,101,000 |
| Noninterest-bearing deposits | 241,749,000 | 212,746,000 | 227,578,000 | 241,625,000 |
| Equity capital | 59,141,000 | 60,329,000 | 61,150,000 | 61,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,562,000 | 11,300,000 | 17,016,000 | 22,961,000 |
| Interest expense | 222,000 | 448,000 | 665,000 | 867,000 |
| Net interest income | 5,340,000 | 10,852,000 | 16,351,000 | 22,094,000 |
| Noninterest income | 644,000 | 1,508,000 | 2,583,000 | 3,378,000 |
| Noninterest expense | 4,056,000 | 8,074,000 | 12,436,000 | 16,531,000 |
| Provision for loan losses | 295,000 | 380,000 | 575,000 | 720,000 |
| Pretax income | 1,635,000 | 3,908,000 | 5,925,000 | 8,223,000 |
| Income tax | 514,000 | 1,244,000 | 1,889,000 | 2,611,000 |
| Net income | 1,121,000 | 2,664,000 | 4,036,000 | 5,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,172,000 | 45,436,000 | 46,412,000 | 47,686,000 |
| Total capital | 48,986,000 | 50,415,000 | 51,606,000 | 53,083,000 |
| Risk-weighted assets | 384,853,000 | 399,662,000 | 415,316,000 | 431,732,000 |