Call reports 2009
COMMUNITY NATIONAL BANK — 2009
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 575,082,000 | 538,855,000 | 537,207,000 | 553,412,000 |
| Total loans | 337,005,000 | 340,391,000 | 329,194,000 | 326,958,000 |
| Allowance for loan losses | 3,780,000 | 4,504,000 | 4,747,000 | 4,546,000 |
| Securities available for sale | 125,057,000 | 125,976,000 | 109,785,000 | 112,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 512,686,000 | 479,467,000 | 476,920,000 | 491,772,000 |
| Interest-bearing deposits | 320,318,000 | 294,027,000 | 291,592,000 | 287,668,000 |
| Noninterest-bearing deposits | 192,368,000 | 185,440,000 | 185,328,000 | 204,104,000 |
| Equity capital | 59,746,000 | 56,579,000 | 57,457,000 | 58,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,073,000 | 11,867,000 | 17,355,000 | 22,970,000 |
| Interest expense | 500,000 | 844,000 | 1,119,000 | 1,351,000 |
| Net interest income | 5,573,000 | 11,023,000 | 16,236,000 | 21,619,000 |
| Noninterest income | 712,000 | 1,567,000 | 2,513,000 | 3,282,000 |
| Noninterest expense | 3,865,000 | 8,071,000 | 12,182,000 | 15,797,000 |
| Provision for loan losses | 195,000 | 1,140,000 | 1,835,000 | 1,715,000 |
| Pretax income | 2,225,000 | 3,379,000 | 4,732,000 | 7,389,000 |
| Income tax | 739,000 | 1,113,000 | 1,550,000 | 2,313,000 |
| Net income | 1,486,000 | 2,266,000 | 3,182,000 | 5,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,431,000 | 41,326,000 | 41,968,000 | 43,479,000 |
| Total capital | 48,611,000 | 46,105,000 | 46,990,000 | 48,300,000 |
| Risk-weighted assets | 396,914,000 | 396,915,000 | 375,552,000 | 389,627,000 |