Call reports 2025
CENTRAL BANK — 2025
What CENTRAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,189,571,000 | 2,172,425,000 | 2,267,273,000 | 2,260,937,000 |
| Total loans | 1,886,772,000 | 1,893,830,000 | 1,925,358,000 | 1,959,321,000 |
| Allowance for loan losses | 19,747,000 | 19,355,000 | 19,283,000 | 19,792,000 |
| Securities available for sale | 114,664,000 | 124,705,000 | 140,814,000 | 137,132,000 |
| Securities held to maturity | 10,821,000 | 10,242,000 | 10,055,000 | 9,765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,858,837,000 | 1,815,982,000 | 1,908,862,000 | 1,900,675,000 |
| Interest-bearing deposits | 1,615,524,000 | 1,575,948,000 | 1,667,318,000 | 1,644,228,000 |
| Noninterest-bearing deposits | 243,313,000 | 240,034,000 | 241,544,000 | 256,447,000 |
| Equity capital | 201,923,000 | 223,507,000 | 227,797,000 | 231,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 28,010,000 | 56,978,000 | 88,013,000 | 118,877,000 |
| Interest expense | 13,000,000 | 25,474,000 | 38,445,000 | 50,559,000 |
| Net interest income | 15,010,000 | 31,504,000 | 49,568,000 | 68,318,000 |
| Noninterest income | 4,069,000 | 8,478,000 | 13,428,000 | 18,128,000 |
| Noninterest expense | 15,048,000 | 30,409,000 | 46,486,000 | 63,579,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,031,000 | 9,573,000 | 16,510,000 | 22,867,000 |
| Income tax | 941,000 | 2,244,000 | 3,862,000 | 5,374,000 |
| Net income | 3,090,000 | 7,329,000 | 12,648,000 | 17,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,084,000 | 214,974,000 | 218,571,000 | 221,484,000 |
| Total capital | 214,216,000 | 234,714,000 | 238,239,000 | 241,661,000 |
| Risk-weighted assets | 2,018,389,000 | 2,055,613,000 | 2,074,562,000 | 2,098,071,000 |