Call reports 2023
CENTRAL BANK — 2023
What CENTRAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,991,193,000 | 2,159,674,000 | 2,143,732,000 | 2,135,960,000 |
| Total loans | 1,762,879,000 | 1,857,783,000 | 1,856,064,000 | 1,890,817,000 |
| Allowance for loan losses | 19,110,000 | 19,121,000 | 19,267,000 | 19,458,000 |
| Securities available for sale | 115,795,000 | 107,741,000 | 110,024,000 | 111,414,000 |
| Securities held to maturity | 13,128,000 | 12,609,000 | 12,506,000 | 12,223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,645,722,000 | 1,694,510,000 | 1,705,921,000 | 1,732,970,000 |
| Interest-bearing deposits | 1,358,654,000 | 1,390,312,000 | 1,358,223,000 | 1,385,293,000 |
| Noninterest-bearing deposits | 287,068,000 | 304,198,000 | 347,698,000 | 347,677,000 |
| Equity capital | 180,776,000 | 183,379,000 | 183,970,000 | 199,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 22,276,000 | 47,307,000 | 74,514,000 | 101,579,000 |
| Interest expense | 7,444,000 | 17,718,000 | 30,105,000 | 43,563,000 |
| Net interest income | 14,832,000 | 29,589,000 | 44,409,000 | 58,016,000 |
| Noninterest income | 2,442,000 | 6,621,000 | 10,056,000 | 13,504,000 |
| Noninterest expense | 11,990,000 | 24,996,000 | 38,650,000 | 52,615,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,284,000 | 11,155,000 | 15,756,000 | 18,846,000 |
| Income tax | 1,251,000 | 2,586,000 | 3,762,000 | 4,451,000 |
| Net income | 4,033,000 | 8,569,000 | 11,994,000 | 14,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 175,910,000 | 179,099,000 | 181,667,000 | 194,199,000 |
| Total capital | 195,150,000 | 199,429,000 | 200,934,000 | 214,542,000 |
| Risk-weighted assets | 1,856,106,000 | 1,963,504,000 | 1,979,210,000 | 2,003,363,000 |