Call reports 2020
CENTRAL BANK — 2020
What CENTRAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,282,692,000 | 1,416,807,000 | 1,479,440,000 | 1,495,421,000 |
| Total loans | 1,044,487,000 | 1,204,223,000 | 1,288,082,000 | 1,278,748,000 |
| Allowance for loan losses | 11,149,000 | 12,094,000 | 13,046,000 | 13,811,000 |
| Securities available for sale | 54,677,000 | 59,420,000 | 61,001,000 | 60,759,000 |
| Securities held to maturity | 3,435,000 | 3,222,000 | 3,222,000 | 3,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,138,774,000 | 1,235,343,000 | 1,253,417,000 | 1,325,902,000 |
| Interest-bearing deposits | 955,804,000 | 987,333,000 | 1,003,614,000 | 1,030,160,000 |
| Noninterest-bearing deposits | 182,970,000 | 248,010,000 | 249,803,000 | 295,742,000 |
| Equity capital | 127,772,000 | 132,713,000 | 136,523,000 | 139,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,226,000 | 25,522,000 | 40,233,000 | 55,116,000 |
| Interest expense | 2,261,000 | 4,265,000 | 5,810,000 | 7,437,000 |
| Net interest income | 8,965,000 | 21,257,000 | 34,423,000 | 47,679,000 |
| Noninterest income | 3,064,000 | 8,549,000 | 15,555,000 | 23,628,000 |
| Noninterest expense | 8,611,000 | 19,490,000 | 32,339,000 | 44,595,000 |
| Provision for loan losses | 1,000,000 | 2,000,000 | 3,000,000 | 4,000,000 |
| Pretax income | 2,423,000 | 8,321,000 | 14,644,000 | 22,717,000 |
| Income tax | 552,000 | 1,965,000 | 3,437,000 | 5,426,000 |
| Net income | 1,871,000 | 6,356,000 | 11,207,000 | 17,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,716,000 | 118,518,000 | 122,421,000 | 125,747,000 |