Call reports 2019
CENTRAL BANK — 2019
What CENTRAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 860,111,000 | 884,763,000 | 913,602,000 | 929,943,000 |
| Total loans | 742,905,000 | 764,863,000 | 768,584,000 | 748,388,000 |
| Allowance for loan losses | 8,971,000 | 9,225,000 | 10,004,000 | 10,145,000 |
| Securities available for sale | 57,102,000 | 61,057,000 | 64,727,000 | 68,492,000 |
| Securities held to maturity | 3,768,000 | 3,561,000 | 3,524,000 | 3,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 760,118,000 | 756,447,000 | 810,273,000 | 823,553,000 |
| Interest-bearing deposits | 621,828,000 | 611,374,000 | 673,950,000 | 674,080,000 |
| Noninterest-bearing deposits | 138,290,000 | 145,073,000 | 136,323,000 | 149,473,000 |
| Equity capital | 82,932,000 | 86,072,000 | 91,293,000 | 93,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,994,000 | 20,392,000 | 31,610,000 | 42,049,000 |
| Interest expense | 2,015,000 | 4,157,000 | 6,470,000 | 8,635,000 |
| Net interest income | 7,979,000 | 16,235,000 | 25,140,000 | 33,414,000 |
| Noninterest income | 2,140,000 | 4,671,000 | 7,926,000 | 10,666,000 |
| Noninterest expense | 6,575,000 | 13,178,000 | 20,187,000 | 27,610,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,300,000 | 1,900,000 |
| Pretax income | 3,244,000 | 7,128,000 | 11,579,000 | 14,570,000 |
| Income tax | 744,000 | 1,655,000 | 2,699,000 | 3,395,000 |
| Net income | 2,500,000 | 5,473,000 | 8,880,000 | 11,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,843,000 | 84,584,000 | 89,786,000 | 91,850,000 |
| Total capital | 90,814,000 | 93,809,000 | 99,790,000 | 101,995,000 |
| Risk-weighted assets | 823,982,000 | 854,795,000 | 872,574,000 | 875,219,000 |