Call reports 2016
CENTRAL BANK — 2016
What CENTRAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 711,402,000 | 731,942,000 | 729,050,000 | 747,213,000 |
| Total loans | 613,896,000 | 634,046,000 | 628,822,000 | 643,552,000 |
| Allowance for loan losses | 7,133,000 | 6,998,000 | 7,597,000 | 7,170,000 |
| Securities available for sale | 41,258,000 | 40,426,000 | 40,064,000 | 36,852,000 |
| Securities held to maturity | 5,269,000 | 5,053,000 | 5,053,000 | 4,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 623,526,000 | 616,824,000 | 620,458,000 | 663,048,000 |
| Interest-bearing deposits | 495,613,000 | 491,356,000 | 490,471,000 | 504,981,000 |
| Noninterest-bearing deposits | 127,913,000 | 125,468,000 | 129,987,000 | 158,067,000 |
| Equity capital | 61,806,000 | 63,954,000 | 64,853,000 | 65,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,451,000 | 15,320,000 | 22,972,000 | 30,722,000 |
| Interest expense | 727,000 | 1,504,000 | 2,292,000 | 3,055,000 |
| Net interest income | 6,724,000 | 13,816,000 | 20,680,000 | 27,667,000 |
| Noninterest income | 2,343,000 | 4,351,000 | 6,662,000 | 9,445,000 |
| Noninterest expense | 6,736,000 | 12,852,000 | 19,555,000 | 26,253,000 |
| Provision for loan losses | 0 | 0 | 600,000 | 600,000 |
| Pretax income | 2,443,000 | 5,427,000 | 7,299,000 | 10,305,000 |
| Income tax | 839,000 | 1,884,000 | 2,557,000 | 3,598,000 |
| Net income | 1,604,000 | 3,543,000 | 4,742,000 | 6,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,220,000 | 62,270,000 | 62,865,000 | 63,714,000 |
| Total capital | 67,353,000 | 69,268,000 | 70,462,000 | 70,884,000 |
| Risk-weighted assets | 646,586,000 | 666,555,000 | 663,446,000 | 690,547,000 |