Call reports 2015
CENTRAL BANK — 2015
What CENTRAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 650,112,000 | 667,254,000 | 684,550,000 | 703,748,000 |
| Total loans | 572,070,000 | 583,117,000 | 597,388,000 | 615,099,000 |
| Allowance for loan losses | 6,965,000 | 7,302,000 | 7,635,000 | 7,638,000 |
| Securities available for sale | 30,773,000 | 33,091,000 | 34,108,000 | 33,482,000 |
| Securities held to maturity | 3,661,000 | 3,561,000 | 4,822,000 | 4,765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 571,197,000 | 593,749,000 | 599,198,000 | 628,372,000 |
| Interest-bearing deposits | 461,581,000 | 482,357,000 | 479,037,000 | 493,145,000 |
| Noninterest-bearing deposits | 109,616,000 | 111,392,000 | 120,161,000 | 135,227,000 |
| Equity capital | 69,352,000 | 70,145,000 | 72,167,000 | 73,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,148,000 | 15,963,000 | 23,816,000 | 31,800,000 |
| Interest expense | 673,000 | 1,368,000 | 2,076,000 | 2,788,000 |
| Net interest income | 7,475,000 | 14,595,000 | 21,740,000 | 29,012,000 |
| Noninterest income | 2,411,000 | 4,330,000 | 6,333,000 | 8,403,000 |
| Noninterest expense | 6,729,000 | 12,439,000 | 18,420,000 | 24,110,000 |
| Provision for loan losses | 100,000 | 2,025,000 | 2,225,000 | 2,225,000 |
| Pretax income | 3,082,000 | 4,486,000 | 7,453,000 | 11,105,000 |
| Income tax | 1,071,000 | 1,527,000 | 2,586,000 | 3,874,000 |
| Net income | 2,011,000 | 2,959,000 | 4,867,000 | 7,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,117,000 | 68,982,000 | 71,005,000 | 72,079,000 |
| Total capital | 75,082,000 | 76,284,000 | 78,640,000 | 79,717,000 |
| Risk-weighted assets | 617,745,000 | 632,754,000 | 644,412,000 | 649,625,000 |