Call reports 2014
CENTRAL BANK — 2014
What CENTRAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 659,368,000 | 630,468,000 | 638,526,000 | 655,141,000 |
| Total loans | 538,743,000 | 554,147,000 | 559,230,000 | 565,544,000 |
| Allowance for loan losses | 6,188,000 | 6,567,000 | 6,937,000 | 6,778,000 |
| Securities available for sale | 14,988,000 | 20,051,000 | 26,216,000 | 28,321,000 |
| Securities held to maturity | 2,159,000 | 2,109,000 | 2,228,000 | 2,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,989,000 | 560,305,000 | 550,975,000 | 578,071,000 |
| Interest-bearing deposits | 492,635,000 | 462,347,000 | 451,933,000 | 470,289,000 |
| Noninterest-bearing deposits | 100,354,000 | 97,958,000 | 99,042,000 | 107,782,000 |
| Equity capital | 62,013,000 | 65,397,000 | 67,451,000 | 67,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,863,000 | 18,404,000 | 26,451,000 | 35,407,000 |
| Interest expense | 847,000 | 1,634,000 | 2,344,000 | 3,056,000 |
| Net interest income | 8,016,000 | 16,770,000 | 24,107,000 | 32,351,000 |
| Noninterest income | 2,054,000 | 4,725,000 | 7,024,000 | 9,266,000 |
| Noninterest expense | 6,595,000 | 12,153,000 | 18,133,000 | 24,854,000 |
| Provision for loan losses | 0 | 600,000 | 1,100,000 | 1,225,000 |
| Pretax income | 3,475,000 | 8,765,000 | 11,921,000 | 15,566,000 |
| Income tax | 1,251,000 | 3,155,000 | 4,249,000 | 5,560,000 |
| Net income | 2,224,000 | 5,610,000 | 7,672,000 | 10,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,829,000 | 63,304,000 | 65,455,000 | 65,379,000 |
| Total capital | 66,017,000 | 69,871,000 | 72,392,000 | 72,157,000 |
| Risk-weighted assets | 638,130,000 | 576,834,000 | 580,225,000 | 594,051,000 |