Call reports 2013
CENTRAL BANK — 2013
What CENTRAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 489,126,000 | 489,278,000 | 506,327,000 | 654,394,000 |
| Total loans | 428,682,000 | 446,339,000 | 454,919,000 | 545,265,000 |
| Allowance for loan losses | 5,972,000 | 7,539,000 | 8,210,000 | 6,187,000 |
| Securities available for sale | 15,775,000 | 14,560,000 | 13,622,000 | 13,408,000 |
| Securities held to maturity | 1,491,000 | 1,039,000 | 1,005,000 | 2,207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 424,370,000 | 423,935,000 | 420,053,000 | 590,001,000 |
| Interest-bearing deposits | 367,087,000 | 365,872,000 | 360,559,000 | 486,518,000 |
| Noninterest-bearing deposits | 57,283,000 | 58,063,000 | 59,494,000 | 103,482,000 |
| Equity capital | 59,482,000 | 59,980,000 | 61,082,000 | 59,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,424,000 | 10,755,000 | 16,182,000 | 21,634,000 |
| Interest expense | 747,000 | 1,550,000 | 2,212,000 | 2,861,000 |
| Net interest income | 4,677,000 | 9,205,000 | 13,970,000 | 18,773,000 |
| Noninterest income | 1,173,000 | 2,530,000 | 3,678,000 | 4,825,000 |
| Noninterest expense | 4,279,000 | 7,567,000 | 11,149,000 | 15,196,000 |
| Provision for loan losses | 0 | 1,550,000 | 2,200,000 | 4,200,000 |
| Pretax income | 1,571,000 | 2,653,000 | 4,334,000 | 4,260,000 |
| Income tax | 537,000 | 917,000 | 1,507,000 | 1,436,000 |
| Net income | 1,034,000 | 1,736,000 | 2,827,000 | 2,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,169,000 | 58,902,000 | 60,025,000 | 57,554,000 |
| Total capital | 64,141,000 | 65,795,000 | 67,167,000 | 63,741,000 |
| Risk-weighted assets | 485,242,000 | 503,631,000 | 521,493,000 | 655,583,000 |