Call reports 2012
CENTRAL BANK — 2012
What CENTRAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 458,376,000 | 458,113,000 | 458,653,000 | 489,735,000 |
| Total loans | 400,960,000 | 403,908,000 | 403,772,000 | 423,295,000 |
| Allowance for loan losses | 5,489,000 | 5,486,000 | 5,754,000 | 6,022,000 |
| Securities available for sale | 16,464,000 | 16,303,000 | 16,868,000 | 16,835,000 |
| Securities held to maturity | 1,605,000 | 1,453,000 | 1,884,000 | 1,631,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,027,000 | 389,973,000 | 393,241,000 | 422,617,000 |
| Interest-bearing deposits | 338,368,000 | 332,559,000 | 335,837,000 | 355,486,000 |
| Noninterest-bearing deposits | 56,659,000 | 57,414,000 | 57,404,000 | 67,131,000 |
| Equity capital | 54,524,000 | 56,451,000 | 57,540,000 | 58,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,513,000 | 11,037,000 | 16,255,000 | 21,891,000 |
| Interest expense | 961,000 | 1,854,000 | 2,685,000 | 3,488,000 |
| Net interest income | 4,552,000 | 9,183,000 | 13,570,000 | 18,403,000 |
| Noninterest income | 1,404,000 | 2,881,000 | 4,307,000 | 5,618,000 |
| Noninterest expense | 3,951,000 | 7,062,000 | 10,891,000 | 14,194,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 800,000 |
| Pretax income | 2,005,000 | 5,002,000 | 6,686,000 | 9,038,000 |
| Income tax | 699,000 | 1,775,000 | 2,364,000 | 3,203,000 |
| Net income | 1,306,000 | 3,227,000 | 4,322,000 | 5,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,983,000 | 54,934,000 | 56,061,000 | 57,105,000 |
| Total capital | 58,472,000 | 60,420,000 | 61,815,000 | 63,127,000 |
| Risk-weighted assets | 455,403,000 | 466,457,000 | 458,205,000 | 480,847,000 |