Call reports 2011
CENTRAL BANK — 2011
What CENTRAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 426,341,000 | 426,543,000 | 439,409,000 | 459,848,000 |
| Total loans | 381,663,000 | 379,689,000 | 378,264,000 | 395,124,000 |
| Allowance for loan losses | 5,280,000 | 5,695,000 | 5,422,000 | 5,539,000 |
| Securities available for sale | 17,396,000 | 16,760,000 | 16,880,000 | 16,174,000 |
| Securities held to maturity | 1,616,000 | 1,466,000 | 1,686,000 | 1,655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,050,000 | 367,597,000 | 371,839,000 | 392,667,000 |
| Interest-bearing deposits | 324,914,000 | 324,071,000 | 327,565,000 | 325,893,000 |
| Noninterest-bearing deposits | 42,136,000 | 43,526,000 | 44,274,000 | 66,774,000 |
| Equity capital | 43,242,000 | 44,055,000 | 54,215,000 | 53,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,368,000 | 10,880,000 | 16,357,000 | 21,717,000 |
| Interest expense | 1,158,000 | 2,293,000 | 3,384,000 | 4,420,000 |
| Net interest income | 4,210,000 | 8,587,000 | 12,973,000 | 17,297,000 |
| Noninterest income | 922,000 | 2,123,000 | 3,329,000 | 4,456,000 |
| Noninterest expense | 3,867,000 | 6,916,000 | 10,284,000 | 12,594,000 |
| Provision for loan losses | 0 | 1,000,000 | 1,400,000 | 1,900,000 |
| Pretax income | 1,265,000 | 2,794,000 | 4,618,000 | 7,241,000 |
| Income tax | 437,000 | 954,000 | 1,596,000 | 2,530,000 |
| Net income | 828,000 | 1,840,000 | 3,022,000 | 4,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,719,000 | 42,462,000 | 52,576,000 | 51,646,000 |
| Total capital | 46,999,000 | 47,950,000 | 57,998,000 | 57,185,000 |
| Risk-weighted assets | 417,447,000 | 416,067,000 | 413,037,000 | 439,284,000 |