Call reports 2010
CENTRAL BANK — 2010
What CENTRAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 419,061,000 | 412,665,000 | 424,174,000 | 432,050,000 |
| Total loans | 356,307,000 | 361,333,000 | 375,464,000 | 379,481,000 |
| Allowance for loan losses | 4,611,000 | 4,961,000 | 4,955,000 | 5,223,000 |
| Securities available for sale | 14,922,000 | 18,927,000 | 18,311,000 | 17,063,000 |
| Securities held to maturity | 3,025,000 | 2,798,000 | 2,139,000 | 2,016,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,869,000 | 357,451,000 | 336,170,000 | 357,585,000 |
| Interest-bearing deposits | 325,599,000 | 316,443,000 | 297,332,000 | 309,138,000 |
| Noninterest-bearing deposits | 38,270,000 | 41,008,000 | 38,838,000 | 48,447,000 |
| Equity capital | 39,287,000 | 40,420,000 | 41,418,000 | 42,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,363,000 | 10,981,000 | 16,587,000 | 22,641,000 |
| Interest expense | 1,446,000 | 2,850,000 | 4,111,000 | 5,323,000 |
| Net interest income | 3,917,000 | 8,131,000 | 12,476,000 | 17,318,000 |
| Noninterest income | 1,047,000 | 2,059,000 | 3,471,000 | 4,884,000 |
| Noninterest expense | 3,614,000 | 6,562,000 | 9,607,000 | 12,410,000 |
| Provision for loan losses | 0 | 250,000 | 250,000 | 500,000 |
| Pretax income | 1,350,000 | 3,378,000 | 6,090,000 | 9,277,000 |
| Income tax | 479,000 | 1,186,000 | 2,139,000 | 3,276,000 |
| Net income | 871,000 | 2,192,000 | 3,951,000 | 6,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,675,000 | 38,779,000 | 39,671,000 | 41,156,000 |
| Total capital | 42,286,000 | 43,665,000 | 44,626,000 | 46,379,000 |
| Risk-weighted assets | 376,414,000 | 378,111,000 | 403,374,000 | 406,306,000 |