Call reports 2009
CENTRAL BANK — 2009
What CENTRAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 395,299,000 | 404,381,000 | 401,401,000 | 409,064,000 |
| Total loans | 352,000,000 | 358,022,000 | 347,045,000 | 352,587,000 |
| Allowance for loan losses | 5,140,000 | 5,118,000 | 5,023,000 | 4,800,000 |
| Securities available for sale | 13,855,000 | 15,665,000 | 15,408,000 | 15,319,000 |
| Securities held to maturity | 2,908,000 | 3,928,000 | 3,511,000 | 3,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,991,000 | 338,901,000 | 346,267,000 | 353,818,000 |
| Interest-bearing deposits | 309,348,000 | 303,302,000 | 309,216,000 | 308,993,000 |
| Noninterest-bearing deposits | 34,643,000 | 35,599,000 | 37,051,000 | 44,825,000 |
| Equity capital | 36,862,000 | 37,701,000 | 38,236,000 | 38,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,699,000 | 11,348,000 | 16,772,000 | 22,261,000 |
| Interest expense | 1,739,000 | 3,423,000 | 4,998,000 | 6,497,000 |
| Net interest income | 3,960,000 | 7,925,000 | 11,774,000 | 15,764,000 |
| Noninterest income | 1,261,000 | 2,260,000 | 3,086,000 | 4,023,000 |
| Noninterest expense | 3,098,000 | 6,077,000 | 8,790,000 | 11,756,000 |
| Provision for loan losses | 775,000 | 775,000 | 1,400,000 | 1,525,000 |
| Pretax income | 1,620,000 | 3,584,000 | 4,921,000 | 6,758,000 |
| Income tax | 552,000 | 1,246,000 | 1,710,000 | 2,352,000 |
| Net income | 1,068,000 | 2,338,000 | 3,211,000 | 4,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,231,000 | 36,134,000 | 36,490,000 | 37,270,000 |
| Total capital | 39,871,000 | 40,919,000 | 41,165,000 | 42,018,000 |
| Risk-weighted assets | 363,307,000 | 374,432,000 | 365,022,000 | 370,779,000 |