Call reports 2006
CENTRAL BANK — 2006
What CENTRAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 300,288,000 | 318,914,000 | 340,399,000 | 358,752,000 |
| Total loans | 266,297,000 | 283,599,000 | 299,182,000 | 312,461,000 |
| Allowance for loan losses | 2,981,000 | 4,118,000 | 4,102,000 | 3,974,000 |
| Securities available for sale | 11,462,000 | 12,709,000 | 13,867,000 | 14,949,000 |
| Securities held to maturity | 2,402,000 | 2,308,000 | 2,308,000 | 2,292,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,388,000 | 268,059,000 | 277,235,000 | 298,885,000 |
| Interest-bearing deposits | 230,827,000 | 244,445,000 | 252,218,000 | 267,872,000 |
| Noninterest-bearing deposits | 22,561,000 | 23,614,000 | 25,017,000 | 31,013,000 |
| Equity capital | 26,933,000 | 27,415,000 | 27,775,000 | 28,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,624,000 | 9,968,000 | 15,766,000 | 21,885,000 |
| Interest expense | 2,123,000 | 4,673,000 | 7,719,000 | 11,008,000 |
| Net interest income | 2,501,000 | 5,295,000 | 8,047,000 | 10,877,000 |
| Noninterest income | 621,000 | 1,161,000 | 1,769,000 | 2,417,000 |
| Noninterest expense | 2,383,000 | 4,556,000 | 6,658,000 | 9,197,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 739,000 | 1,900,000 | 3,158,000 | 4,097,000 |
| Income tax | 262,000 | 671,000 | 1,126,000 | 1,460,000 |
| Net income | 477,000 | 1,229,000 | 2,032,000 | 2,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,626,000 | 27,191,000 | 27,408,000 | 28,027,000 |
| Total capital | 29,607,000 | 30,721,000 | 31,141,000 | 31,952,000 |
| Risk-weighted assets | 266,781,000 | 281,818,000 | 298,311,000 | 317,212,000 |
Machine access — free, no API key
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