Call reports 2005
CENTRAL BANK — 2005
What CENTRAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 269,803,000 | 270,571,000 | 281,291,000 | 286,605,000 |
| Total loans | 239,092,000 | 239,884,000 | 239,441,000 | 243,315,000 |
| Allowance for loan losses | 2,605,000 | 2,706,000 | 2,708,000 | 3,037,000 |
| Securities available for sale | 9,604,000 | 9,152,000 | 9,322,000 | 10,101,000 |
| Securities held to maturity | 1,600,000 | 1,538,000 | 1,524,000 | 1,535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,324,000 | 234,419,000 | 248,207,000 | 254,529,000 |
| Interest-bearing deposits | 211,454,000 | 211,318,000 | 220,834,000 | 224,964,000 |
| Noninterest-bearing deposits | 21,870,000 | 23,101,000 | 27,373,000 | 29,565,000 |
| Equity capital | 21,180,000 | 21,580,000 | 21,837,000 | 22,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,011,000 | 8,216,000 | 12,405,000 | 16,828,000 |
| Interest expense | 1,539,000 | 3,196,000 | 4,949,000 | 6,912,000 |
| Net interest income | 2,472,000 | 5,020,000 | 7,456,000 | 9,916,000 |
| Noninterest income | 520,000 | 1,048,000 | 1,587,000 | 2,094,000 |
| Noninterest expense | 2,084,000 | 4,096,000 | 6,101,000 | 8,374,000 |
| Provision for loan losses | 0 | 100,000 | 350,000 | 350,000 |
| Pretax income | 901,000 | 1,855,000 | 2,575,000 | 3,269,000 |
| Income tax | 271,000 | 620,000 | 865,000 | 1,124,000 |
| Net income | 630,000 | 1,235,000 | 1,710,000 | 2,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,777,000 | 21,122,000 | 21,435,000 | 21,660,000 |
| Total capital | 23,382,000 | 23,828,000 | 24,143,000 | 24,697,000 |
| Risk-weighted assets | 232,105,000 | 237,817,000 | 240,192,000 | 244,927,000 |
Machine access — free, no API key
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