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Call reports 2003

CENTRAL BANK — 2003

What CENTRAL BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/74fe0bfd-ca68-49ab-9fc7-b6d45e83042e/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets226,305,000230,621,000239,758,000249,908,000
Total loans190,092,000194,533,000207,249,000219,372,000
Allowance for loan losses2,073,0002,036,0002,066,0002,108,000
Securities available for sale10,449,00015,718,00014,336,00010,755,000
Securities held to maturity874,000865,000856,000847,000
Trading assets0000
Total deposits196,789,000200,736,000199,194,000206,816,000
Interest-bearing deposits180,892,000183,840,000181,675,000184,873,000
Noninterest-bearing deposits15,897,00016,896,00017,519,00021,943,000
Equity capital17,697,00017,970,00018,159,00018,072,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income3,229,0006,504,0009,840,00013,148,000
Interest expense1,311,0002,594,0003,766,0004,931,000
Net interest income1,918,0003,910,0006,074,0008,217,000
Noninterest income344,000709,0001,089,0001,465,000
Noninterest expense1,779,0003,529,0005,326,0007,594,000
Provision for loan losses90,00090,00090,000200,000
Pretax income393,0001,000,0001,747,0001,888,000
Income tax86,000315,000567,000666,000
Net income307,000685,0001,180,0001,222,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital16,963,00017,256,00017,540,00017,495,000
Total capital19,036,00019,292,00019,606,00019,603,000
Risk-weighted assets178,488,000182,680,000193,588,000208,595,000

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