Call reports 2024
TRI-VALLEY BANK — 2024
What TRI-VALLEY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 81,218,000 | 79,528,000 | 80,825,000 | 85,380,000 |
| Total loans | 47,073,000 | 49,180,000 | 51,045,000 | 52,182,000 |
| Allowance for loan losses | 592,000 | 612,000 | 642,000 | 671,000 |
| Securities available for sale | 18,066,000 | 16,797,000 | 17,069,000 | 16,190,000 |
| Securities held to maturity | 9,523,000 | 8,335,000 | 7,572,000 | 7,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,813,000 | 73,999,000 | 74,617,000 | 79,393,000 |
| Interest-bearing deposits | 55,165,000 | 54,743,000 | 55,415,000 | 59,065,000 |
| Noninterest-bearing deposits | 20,648,000 | 19,256,000 | 19,202,000 | 20,328,000 |
| Equity capital | 5,119,000 | 5,252,000 | 5,892,000 | 5,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 2,044,000 | 3,099,000 | 4,191,000 |
| Interest expense | 219,000 | 457,000 | 734,000 | 1,049,000 |
| Net interest income | 807,000 | 1,587,000 | 2,365,000 | 3,142,000 |
| Noninterest income | 60,000 | 114,000 | 175,000 | 225,000 |
| Noninterest expense | 602,000 | 1,260,000 | 1,869,000 | 2,547,000 |
| Provision for loan losses | 48,000 | 68,000 | 98,000 | 128,000 |
| Pretax income | 225,000 | 89,000 | 30,000 | 143,000 |
| Income tax | 47,000 | 7,000 | -15,000 | 2,000 |
| Net income | 178,000 | 82,000 | 45,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,241,000 | 8,141,000 | 8,112,000 | 8,199,000 |