Call reports 2023
TRI-VALLEY BANK — 2023
What TRI-VALLEY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 78,741,000 | 78,755,000 | 76,830,000 | 79,771,000 |
| Total loans | 38,216,000 | 40,547,000 | 42,824,000 | 45,486,000 |
| Allowance for loan losses | 445,000 | 492,000 | 539,000 | 544,000 |
| Securities available for sale | 19,782,000 | 19,109,000 | 17,983,000 | 18,496,000 |
| Securities held to maturity | 9,340,000 | 9,385,000 | 9,431,000 | 9,477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,074,000 | 74,147,000 | 72,405,000 | 73,268,000 |
| Interest-bearing deposits | 50,726,000 | 51,600,000 | 50,846,000 | 50,185,000 |
| Noninterest-bearing deposits | 23,348,000 | 22,547,000 | 21,559,000 | 23,083,000 |
| Equity capital | 4,469,000 | 4,388,000 | 4,190,000 | 4,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,637,000 | 2,480,000 | 3,363,000 |
| Interest expense | 39,000 | 109,000 | 238,000 | 408,000 |
| Net interest income | 773,000 | 1,528,000 | 2,242,000 | 2,955,000 |
| Noninterest income | 43,000 | 98,000 | 165,000 | 203,000 |
| Noninterest expense | 601,000 | 1,295,000 | 1,859,000 | 2,448,000 |
| Provision for loan losses | 15,000 | 60,000 | 110,000 | 115,000 |
| Pretax income | 202,000 | 273,000 | 448,000 | 610,000 |
| Income tax | 40,000 | 52,000 | 87,000 | 123,000 |
| Net income | 162,000 | 221,000 | 361,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,660,000 | 7,712,000 | 7,855,000 | 8,084,000 |