Call reports 2022
TRI-VALLEY BANK — 2022
What TRI-VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 89,852,000 | 83,055,000 | 76,023,000 | 74,611,000 |
| Total loans | 34,620,000 | 34,861,000 | 37,401,000 | 38,221,000 |
| Allowance for loan losses | 979,000 | 809,000 | 807,000 | 428,000 |
| Securities available for sale | 32,917,000 | 33,988,000 | 30,409,000 | 29,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,961,000 | 78,826,000 | 73,019,000 | 68,707,000 |
| Interest-bearing deposits | 55,443,000 | 55,378,000 | 51,600,000 | 47,409,000 |
| Noninterest-bearing deposits | 28,518,000 | 23,448,000 | 21,419,000 | 21,298,000 |
| Equity capital | 5,864,000 | 4,198,000 | 2,970,000 | 3,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,185,000 | 1,871,000 | 2,591,000 |
| Interest expense | 34,000 | 58,000 | 78,000 | 98,000 |
| Net interest income | 530,000 | 1,127,000 | 1,793,000 | 2,493,000 |
| Noninterest income | 58,000 | 115,000 | 178,000 | 231,000 |
| Noninterest expense | 530,000 | 1,112,000 | 1,688,000 | 2,351,000 |
| Provision for loan losses | 12,000 | 28,000 | 40,000 | 52,000 |
| Pretax income | 42,000 | 93,000 | 234,000 | 312,000 |
| Income tax | 3,000 | 48,000 | 72,000 | 86,000 |
| Net income | 39,000 | 45,000 | 162,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,302,000 | 7,312,000 | 7,434,000 | 7,509,000 |
| Total capital | — | — | 8,042,000 | — |
| Risk-weighted assets | — | — | 48,467,000 | — |