Call reports 2021
TRI-VALLEY BANK — 2021
What TRI-VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 77,398,000 | 79,577,000 | 74,894,000 | 75,198,000 |
| Total loans | 36,547,000 | 33,178,000 | 33,656,000 | 35,608,000 |
| Allowance for loan losses | 921,000 | 947,000 | 959,000 | 945,000 |
| Securities available for sale | 15,685,000 | 27,764,000 | 30,762,000 | 33,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,759,000 | 71,883,000 | 67,163,000 | 67,473,000 |
| Interest-bearing deposits | 50,682,000 | 53,066,000 | 48,587,000 | 48,717,000 |
| Noninterest-bearing deposits | 19,077,000 | 18,817,000 | 18,576,000 | 18,756,000 |
| Equity capital | 7,598,000 | 7,650,000 | 7,684,000 | 7,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,217,000 | 1,865,000 | 2,420,000 |
| Interest expense | 68,000 | 124,000 | 168,000 | 207,000 |
| Net interest income | 508,000 | 1,093,000 | 1,697,000 | 2,213,000 |
| Noninterest income | 58,000 | 129,000 | 217,000 | 298,000 |
| Noninterest expense | 527,000 | 1,112,000 | 1,700,000 | 2,241,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 30,000 | 89,000 | 181,000 | 245,000 |
| Income tax | 7,000 | 20,000 | 48,000 | 42,000 |
| Net income | 23,000 | 69,000 | 133,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,115,000 | 7,175,000 | 7,257,000 | 7,282,000 |