Call reports 2020
TRI-VALLEY BANK — 2020
What TRI-VALLEY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 61,416,000 | 67,008,000 | 66,609,000 | 70,552,000 |
| Total loans | 41,252,000 | 44,336,000 | 42,866,000 | 38,939,000 |
| Allowance for loan losses | 297,000 | 371,000 | 460,000 | 925,000 |
| Securities available for sale | 13,883,000 | 14,312,000 | 18,682,000 | 16,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,680,000 | 59,066,000 | 58,683,000 | 62,875,000 |
| Interest-bearing deposits | 40,192,000 | 43,826,000 | 43,883,000 | 45,956,000 |
| Noninterest-bearing deposits | 13,488,000 | 15,240,000 | 14,800,000 | 16,919,000 |
| Equity capital | 7,674,000 | 7,873,000 | 7,864,000 | 7,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,291,000 | 1,930,000 | 2,629,000 |
| Interest expense | 92,000 | 177,000 | 257,000 | 331,000 |
| Net interest income | 554,000 | 1,114,000 | 1,673,000 | 2,298,000 |
| Noninterest income | 42,000 | 92,000 | 171,000 | 266,000 |
| Noninterest expense | 489,000 | 972,000 | 1,485,000 | 2,024,000 |
| Provision for loan losses | 12,000 | 74,000 | 161,000 | 622,000 |
| Pretax income | 85,000 | 153,000 | 192,000 | -87,000 |
| Income tax | 24,000 | 43,000 | 51,000 | -40,000 |
| Net income | 61,000 | 110,000 | 141,000 | -47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,441,000 | 7,384,000 | 7,539,000 | 7,164,000 |
| Total capital | 7,738,000 | 7,755,000 | — | — |
| Risk-weighted assets | 42,603,000 | 47,199,000 | — | — |