Call reports 2019
TRI-VALLEY BANK — 2019
What TRI-VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 57,926,000 | 59,273,000 | 59,850,000 | 60,892,000 |
| Total loans | 39,612,000 | 41,096,000 | 39,722,000 | 38,893,000 |
| Allowance for loan losses | 307,000 | 307,000 | 323,000 | 331,000 |
| Securities available for sale | 14,968,000 | 14,490,000 | 13,891,000 | 15,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,271,000 | 50,376,000 | 52,276,000 | 53,260,000 |
| Interest-bearing deposits | 36,212,000 | 38,315,000 | 39,454,000 | 39,981,000 |
| Noninterest-bearing deposits | 11,059,000 | 12,061,000 | 12,822,000 | 13,279,000 |
| Equity capital | 7,105,000 | 7,336,000 | 7,505,000 | 7,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 600,000 | 1,253,000 | 1,965,000 | 2,610,000 |
| Interest expense | 74,000 | 174,000 | 268,000 | 362,000 |
| Net interest income | 526,000 | 1,079,000 | 1,697,000 | 2,248,000 |
| Noninterest income | 63,000 | 117,000 | 176,000 | 224,000 |
| Noninterest expense | 506,000 | 979,000 | 1,489,000 | 2,003,000 |
| Provision for loan losses | 9,000 | 18,000 | 31,000 | 40,000 |
| Pretax income | 74,000 | 199,000 | 353,000 | 438,000 |
| Income tax | 19,000 | 56,000 | 105,000 | 74,000 |
| Net income | 55,000 | 143,000 | 248,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,180,000 | 7,276,000 | 7,164,000 | 7,240,000 |
| Total capital | 7,487,000 | 7,583,000 | 7,487,000 | 7,571,000 |
| Risk-weighted assets | 41,715,000 | 43,174,000 | 42,274,000 | 41,282,000 |