Call reports 2018
TRI-VALLEY BANK — 2018
What TRI-VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 61,093,000 | 59,183,000 | 59,350,000 | 58,037,000 |
| Total loans | 38,496,000 | 38,825,000 | 39,545,000 | 38,332,000 |
| Allowance for loan losses | 267,000 | 277,000 | 260,000 | 300,000 |
| Securities available for sale | 17,646,000 | 16,712,000 | 15,809,000 | 15,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,424,000 | 47,701,000 | 46,363,000 | 45,991,000 |
| Interest-bearing deposits | 37,199,000 | 35,774,000 | 35,251,000 | 34,712,000 |
| Noninterest-bearing deposits | 13,225,000 | 11,927,000 | 11,112,000 | 11,279,000 |
| Equity capital | 6,741,000 | 6,781,000 | 6,733,000 | 6,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,166,000 | 1,777,000 | 2,408,000 |
| Interest expense | 18,000 | 58,000 | 106,000 | 194,000 |
| Net interest income | 549,000 | 1,108,000 | 1,671,000 | 2,214,000 |
| Noninterest income | 44,000 | 104,000 | 128,000 | 172,000 |
| Noninterest expense | 575,000 | 1,084,000 | 1,661,000 | 2,201,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 11,000 | 121,000 | 131,000 | 138,000 |
| Income tax | -7,000 | 27,000 | 22,000 | 9,000 |
| Net income | 18,000 | 94,000 | 109,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,976,000 | 7,062,000 | 7,086,000 | 7,116,000 |
| Total capital | 7,243,000 | 7,339,000 | 7,346,000 | 7,416,000 |
| Risk-weighted assets | 41,402,000 | 41,330,000 | 41,616,000 | 41,284,000 |