Call reports 2017
TRI-VALLEY BANK — 2017
What TRI-VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 61,426,000 | 61,779,000 | 61,301,000 | 59,665,000 |
| Total loans | 35,043,000 | 37,164,000 | 37,381,000 | 37,134,000 |
| Allowance for loan losses | 349,000 | 340,000 | 313,000 | 267,000 |
| Securities available for sale | 23,017,000 | 20,837,000 | 20,101,000 | 18,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,248,000 | 51,262,000 | 50,613,000 | 49,099,000 |
| Interest-bearing deposits | 40,553,000 | 38,830,000 | 36,564,000 | 36,093,000 |
| Noninterest-bearing deposits | 12,695,000 | 12,432,000 | 14,049,000 | 13,006,000 |
| Equity capital | 7,330,000 | 7,467,000 | 7,286,000 | 6,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,187,000 | 1,777,000 | 2,300,000 |
| Interest expense | 22,000 | 43,000 | 64,000 | 88,000 |
| Net interest income | 539,000 | 1,144,000 | 1,713,000 | 2,212,000 |
| Noninterest income | 47,000 | 83,000 | 142,000 | 183,000 |
| Noninterest expense | 543,000 | 1,000,000 | 1,582,000 | 2,068,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 43,000 | 227,000 | 73,000 | -990,000 |
| Income tax | -15,000 | 30,000 | 23,000 | -153,000 |
| Net income | 58,000 | 197,000 | 50,000 | -837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,792,000 | 7,941,000 | 7,801,000 | 6,960,000 |
| Total capital | 8,141,000 | 8,281,000 | 8,114,000 | 7,227,000 |
| Risk-weighted assets | 39,840,000 | 40,640,000 | 43,103,000 | 41,667,000 |