Call reports 2016
TRI-VALLEY BANK — 2016
What TRI-VALLEY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 60,947,000 | 62,524,000 | 62,332,000 | 60,258,000 |
| Total loans | 30,953,000 | 32,782,000 | 32,916,000 | 32,718,000 |
| Allowance for loan losses | 346,000 | 348,000 | 351,000 | 352,000 |
| Securities available for sale | 24,035,000 | 23,612,000 | 25,008,000 | 23,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,902,000 | 54,264,000 | 51,509,000 | 51,740,000 |
| Interest-bearing deposits | 41,820,000 | 43,072,000 | 40,876,000 | 40,694,000 |
| Noninterest-bearing deposits | 11,082,000 | 11,192,000 | 10,633,000 | 11,046,000 |
| Equity capital | 7,149,000 | 7,364,000 | 7,442,000 | 7,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 521,000 | 1,042,000 | 1,601,000 | 2,153,000 |
| Interest expense | 26,000 | 53,000 | 79,000 | 102,000 |
| Net interest income | 495,000 | 989,000 | 1,522,000 | 2,051,000 |
| Noninterest income | 59,000 | 118,000 | 171,000 | 212,000 |
| Noninterest expense | 527,000 | 1,019,000 | 1,571,000 | 2,032,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 87,000 | 120,000 | 229,000 |
| Income tax | -6,000 | 0 | -4,000 | 8,000 |
| Net income | 32,000 | 87,000 | 124,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,932,000 | 7,593,000 | 7,640,000 | 7,743,000 |
| Total capital | 6,278,000 | 7,941,000 | 7,991,000 | 8,095,000 |
| Risk-weighted assets | 36,510,000 | 36,451,000 | 41,500,000 | 37,002,000 |