Call reports 2011
TRI-VALLEY BANK — 2011
What TRI-VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 65,000,000 | 64,939,000 | 66,667,000 | 71,570,000 |
| Total loans | 35,533,000 | 33,174,000 | 32,819,000 | 34,329,000 |
| Allowance for loan losses | 369,000 | 370,000 | 275,000 | 378,000 |
| Securities available for sale | 25,569,000 | 27,016,000 | 28,652,000 | 32,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,331,000 | 54,941,000 | 54,821,000 | 57,469,000 |
| Interest-bearing deposits | 43,770,000 | 44,156,000 | 43,548,000 | 46,062,000 |
| Noninterest-bearing deposits | 11,561,000 | 10,785,000 | 11,273,000 | 11,407,000 |
| Equity capital | 6,056,000 | 6,379,000 | 6,584,000 | 6,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 753,000 | 1,520,000 | 2,268,000 | 3,013,000 |
| Interest expense | 154,000 | 311,000 | 447,000 | 589,000 |
| Net interest income | 599,000 | 1,209,000 | 1,821,000 | 2,424,000 |
| Noninterest income | 20,000 | 37,000 | 53,000 | 62,000 |
| Noninterest expense | 481,000 | 999,000 | 1,514,000 | 2,084,000 |
| Provision for loan losses | 0 | 0 | 105,000 | 305,000 |
| Pretax income | 174,000 | 413,000 | 564,000 | 782,000 |
| Income tax | 57,000 | 151,000 | 209,000 | 276,000 |
| Net income | 117,000 | 262,000 | 355,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,987,000 | 6,132,000 | 6,225,000 | 6,377,000 |
| Total capital | 6,356,000 | 6,502,000 | 6,500,000 | 6,755,000 |
| Risk-weighted assets | 41,417,000 | 37,629,000 | 38,697,000 | 41,034,000 |