Call reports 2008
TRI-VALLEY BANK — 2008
What TRI-VALLEY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 52,100,000 | 52,661,000 | 51,415,000 | 55,791,000 |
| Total loans | 36,987,000 | 35,920,000 | 35,572,000 | 36,594,000 |
| Allowance for loan losses | 565,000 | 760,000 | 435,000 | 419,000 |
| Securities available for sale | 7,540,000 | 7,889,000 | 8,639,000 | 8,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,793,000 | 45,376,000 | 43,211,000 | 47,789,000 |
| Interest-bearing deposits | 38,158,000 | 38,087,000 | 35,841,000 | 38,639,000 |
| Noninterest-bearing deposits | 6,635,000 | 7,289,000 | 7,370,000 | 9,150,000 |
| Equity capital | 5,968,000 | 5,940,000 | 5,985,000 | 5,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 823,000 | 1,625,000 | 2,417,000 | 3,208,000 |
| Interest expense | 335,000 | 633,000 | 913,000 | 1,172,000 |
| Net interest income | 488,000 | 992,000 | 1,504,000 | 2,036,000 |
| Noninterest income | 18,000 | 38,000 | 192,000 | 133,000 |
| Noninterest expense | 401,000 | 790,000 | 1,237,000 | 1,730,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 294,000 |
| Pretax income | 105,000 | 240,000 | 380,000 | 166,000 |
| Income tax | 0 | 63,000 | 108,000 | 24,000 |
| Net income | 105,000 | 177,000 | 272,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,865,000 | 5,901,000 | 5,960,000 | 5,794,000 |
| Total capital | 6,353,000 | 6,382,000 | 6,395,000 | 6,213,000 |
| Risk-weighted assets | 38,968,000 | 38,167,000 | 37,735,000 | 45,886,000 |
Machine access — free, no API key
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