Call reports 2007
TRI-VALLEY BANK — 2007
What TRI-VALLEY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 56,953,000 | 54,607,000 | 52,032,000 | 51,030,000 |
| Total loans | 43,621,000 | 43,289,000 | 42,237,000 | 39,524,000 |
| Allowance for loan losses | 975,000 | 996,000 | 1,009,000 | 562,000 |
| Securities available for sale | 7,749,000 | 7,694,000 | 7,773,000 | 7,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,365,000 | 47,067,000 | 43,451,000 | 43,831,000 |
| Interest-bearing deposits | 44,229,000 | 41,682,000 | 38,637,000 | 37,490,000 |
| Noninterest-bearing deposits | 5,136,000 | 5,385,000 | 4,814,000 | 6,341,000 |
| Equity capital | 6,126,000 | 6,093,000 | 6,145,000 | 5,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,839,000 | 2,738,000 | 3,599,000 |
| Interest expense | 428,000 | 860,000 | 1,262,000 | 1,629,000 |
| Net interest income | 472,000 | 979,000 | 1,476,000 | 1,970,000 |
| Noninterest income | 38,000 | 66,000 | 80,000 | 110,000 |
| Noninterest expense | 466,000 | 921,000 | 1,359,000 | 1,806,000 |
| Provision for loan losses | 192,000 | 242,000 | 276,000 | 857,000 |
| Pretax income | -148,000 | -118,000 | -79,000 | -583,000 |
| Income tax | -67,000 | -70,000 | -70,000 | -265,000 |
| Net income | -81,000 | -48,000 | -9,000 | -318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,141,000 | 6,138,000 | 6,141,000 | 5,796,000 |
| Total capital | 6,716,000 | 6,702,000 | 6,690,000 | 6,320,000 |
| Risk-weighted assets | 45,606,000 | 44,649,000 | 43,488,000 | 41,897,000 |
Machine access — free, no API key
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