Call reports 2006
TRI-VALLEY BANK — 2006
What TRI-VALLEY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 56,842,000 | 57,478,000 | 56,512,000 | 57,145,000 |
| Total loans | 46,945,000 | 48,192,000 | 47,388,000 | 45,728,000 |
| Allowance for loan losses | 819,000 | 867,000 | 1,009,000 | 827,000 |
| Securities available for sale | 7,390,000 | 7,228,000 | 7,350,000 | 7,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,914,000 | 47,597,000 | 48,264,000 | 49,526,000 |
| Interest-bearing deposits | 39,484,000 | 41,701,000 | 43,084,000 | 43,147,000 |
| Noninterest-bearing deposits | 5,430,000 | 5,896,000 | 5,180,000 | 6,379,000 |
| Equity capital | 6,291,000 | 6,257,000 | 6,282,000 | 6,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,771,000 | 2,711,000 | 3,647,000 |
| Interest expense | 331,000 | 721,000 | 1,136,000 | 1,558,000 |
| Net interest income | 528,000 | 1,050,000 | 1,575,000 | 2,089,000 |
| Noninterest income | 78,000 | 112,000 | 146,000 | 191,000 |
| Noninterest expense | 430,000 | 852,000 | 1,314,000 | 1,757,000 |
| Provision for loan losses | 30,000 | 85,000 | 240,000 | 383,000 |
| Pretax income | 146,000 | 225,000 | 167,000 | 140,000 |
| Income tax | 37,000 | 74,000 | 18,000 | 6,000 |
| Net income | 109,000 | 151,000 | 149,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,329,000 | 6,335,000 | 6,297,000 | 6,257,000 |
| Total capital | 6,947,000 | 6,951,000 | 6,910,000 | 6,854,000 |
| Risk-weighted assets | 49,252,000 | 49,053,000 | 48,683,000 | 47,506,000 |
Machine access — free, no API key
Every figure shown here about TRI-VALLEY BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.