Call reports 2026
STATE BANK OF NEW RICHLAND — 2026
What STATE BANK OF NEW RICHLAND reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 125,471,000 | 124,245,000 |
| Total loans | 112,795,000 | 110,181,000 |
| Allowance for loan losses | 981,000 | 980,000 |
| Securities available for sale | 7,272,000 | 8,035,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 78,102,000 | 80,979,000 |
| Interest-bearing deposits | 60,913,000 | 65,459,000 |
| Noninterest-bearing deposits | 17,189,000 | 15,521,000 |
| Equity capital | 11,946,000 | 12,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,854,000 | 3,686,000 |
| Interest expense | 777,000 | 1,551,000 |
| Net interest income | 1,077,000 | 2,135,000 |
| Noninterest income | 51,000 | 114,000 |
| Noninterest expense | 440,000 | 906,000 |
| Provision for loan losses | 20,000 | 20,000 |
| Pretax income | 668,000 | 1,323,000 |
| Income tax | 0 | 90,000 |
| Net income | 668,000 | 1,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 12,155,000 | 12,449,000 |
| Total capital | 13,136,000 | 13,429,000 |
| Risk-weighted assets | 105,541,000 | 103,993,000 |