Call reports 2024
STATE BANK OF NEW RICHLAND — 2024
What STATE BANK OF NEW RICHLAND reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 116,177,000 | 121,788,000 | 121,882,000 | 128,118,000 |
| Total loans | 104,156,000 | 107,856,000 | 108,632,000 | 113,339,000 |
| Allowance for loan losses | 900,000 | 899,000 | 899,000 | 974,000 |
| Securities available for sale | 6,923,000 | 7,652,000 | 7,719,000 | 7,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,042,000 | 2,043,000 | 1,803,000 | 1,804,000 |
| Total deposits | 79,669,000 | 74,602,000 | 76,037,000 | 77,231,000 |
| Interest-bearing deposits | 61,545,000 | 58,684,000 | 60,642,000 | 61,479,000 |
| Noninterest-bearing deposits | 18,125,000 | 15,917,000 | 15,395,000 | 15,752,000 |
| Equity capital | 11,174,000 | 11,259,000 | 11,661,000 | 10,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,368,000 | 5,156,000 | 6,989,000 |
| Interest expense | 729,000 | 1,539,000 | 2,470,000 | 3,386,000 |
| Net interest income | 891,000 | 1,829,000 | 2,686,000 | 3,603,000 |
| Noninterest income | 62,000 | 116,000 | 174,000 | 224,000 |
| Noninterest expense | 485,000 | 986,000 | 1,484,000 | 2,082,000 |
| Provision for loan losses | 0 | 0 | 0 | 76,000 |
| Pretax income | 468,000 | 959,000 | 1,376,000 | 1,677,000 |
| Income tax | 0 | 67,000 | 107,000 | 121,000 |
| Net income | 468,000 | 892,000 | 1,269,000 | 1,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,437,000 | 11,617,000 | 11,871,000 | 11,158,000 |
| Total capital | 12,337,000 | 12,516,000 | 12,770,000 | 12,132,000 |
| Risk-weighted assets | 98,909,000 | 102,990,000 | 103,821,000 | 108,732,000 |