Call reports 2023
STATE BANK OF NEW RICHLAND — 2023
What STATE BANK OF NEW RICHLAND reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 112,784,000 | 114,376,000 | 117,169,000 | 118,770,000 |
| Total loans | 100,344,000 | 101,104,000 | 104,491,000 | 105,363,000 |
| Allowance for loan losses | 901,000 | 900,000 | 900,000 | 899,000 |
| Securities available for sale | 7,606,000 | 7,419,000 | 7,119,000 | 7,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,041,000 | 2,041,000 | 2,041,000 | 2,042,000 |
| Total deposits | 78,765,000 | 71,366,000 | 73,233,000 | 77,142,000 |
| Interest-bearing deposits | 54,346,000 | 53,373,000 | 55,560,000 | 61,047,000 |
| Noninterest-bearing deposits | 24,419,000 | 17,993,000 | 17,672,000 | 16,096,000 |
| Equity capital | 10,984,000 | 11,090,000 | 11,127,000 | 10,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,409,000 | 2,911,000 | 4,432,000 | 6,027,000 |
| Interest expense | 466,000 | 1,040,000 | 1,688,000 | 2,457,000 |
| Net interest income | 943,000 | 1,871,000 | 2,744,000 | 3,570,000 |
| Noninterest income | 64,000 | 117,000 | 168,000 | 221,000 |
| Noninterest expense | 449,000 | 944,000 | 1,397,000 | 1,968,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 558,000 | 1,044,000 | 1,515,000 | 1,852,000 |
| Income tax | 0 | -13,000 | 82,000 | 154,000 |
| Net income | 558,000 | 1,057,000 | 1,433,000 | 1,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,249,000 | 11,468,000 | 11,704,000 | 10,969,000 |
| Total capital | 12,150,000 | 12,368,000 | 12,604,000 | 11,868,000 |
| Risk-weighted assets | 99,809,000 | 101,004,000 | 103,744,000 | 102,166,000 |