Call reports 2022
STATE BANK OF NEW RICHLAND — 2022
What STATE BANK OF NEW RICHLAND reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 109,310,000 | 111,709,000 | 114,732,000 | 117,440,000 |
| Total loans | 95,264,000 | 98,703,000 | 101,807,000 | 103,556,000 |
| Allowance for loan losses | 897,000 | 903,000 | 903,000 | 901,000 |
| Securities available for sale | 8,054,000 | 8,216,000 | 7,855,000 | 7,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,039,000 | 2,039,000 | 2,040,000 | 2,040,000 |
| Total deposits | 83,281,000 | 76,588,000 | 79,293,000 | 73,384,000 |
| Interest-bearing deposits | 64,020,000 | 59,179,000 | 61,762,000 | 57,456,000 |
| Noninterest-bearing deposits | 19,262,000 | 17,409,000 | 17,532,000 | 15,928,000 |
| Equity capital | 11,060,000 | 10,846,000 | 11,026,000 | 10,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,225,000 | 2,493,000 | 3,826,000 | 5,201,000 |
| Interest expense | 252,000 | 523,000 | 835,000 | 1,275,000 |
| Net interest income | 973,000 | 1,970,000 | 2,991,000 | 3,926,000 |
| Noninterest income | 64,000 | 117,000 | 173,000 | 232,000 |
| Noninterest expense | 453,000 | 969,000 | 1,425,000 | 2,028,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 584,000 | 1,299,000 | 1,921,000 | 2,356,000 |
| Income tax | 0 | 116,000 | 176,000 | 185,000 |
| Net income | 584,000 | 1,183,000 | 1,745,000 | 2,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,944,000 | 11,183,000 | 11,565,000 | 10,691,000 |
| Total capital | 11,841,000 | 12,086,000 | 12,468,000 | 11,592,000 |
| Risk-weighted assets | 96,476,000 | 97,865,000 | 100,494,000 | 102,290,000 |