Call reports 2021
STATE BANK OF NEW RICHLAND — 2021
What STATE BANK OF NEW RICHLAND reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 111,984,000 | 109,587,000 | 108,614,000 | 113,278,000 |
| Total loans | 96,527,000 | 93,586,000 | 93,373,000 | 97,744,000 |
| Allowance for loan losses | 889,000 | 889,000 | 896,000 | 897,000 |
| Securities available for sale | 10,250,000 | 10,175,000 | 10,010,000 | 9,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,282,000 | 3,361,000 | 2,484,000 | 2,039,000 |
| Total deposits | 82,325,000 | 79,169,000 | 75,504,000 | 77,721,000 |
| Interest-bearing deposits | 64,333,000 | 62,144,000 | 59,087,000 | 59,975,000 |
| Noninterest-bearing deposits | 17,993,000 | 17,024,000 | 16,417,000 | 17,746,000 |
| Equity capital | 11,288,000 | 11,726,000 | 11,950,000 | 10,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,485,000 | 2,968,000 | 4,215,000 | 5,529,000 |
| Interest expense | 265,000 | 528,000 | 788,000 | 1,044,000 |
| Net interest income | 1,220,000 | 2,440,000 | 3,427,000 | 4,485,000 |
| Noninterest income | 61,000 | 106,000 | 161,000 | 218,000 |
| Noninterest expense | 469,000 | 978,000 | 1,427,000 | 2,046,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 819,000 | 1,582,000 | 2,180,000 | 2,677,000 |
| Income tax | 0 | 1,000 | 1,000 | 240,000 |
| Net income | 819,000 | 1,581,000 | 2,179,000 | 2,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,709,000 | 11,116,000 | 11,357,000 | 10,360,000 |
| Total capital | 11,598,000 | 12,005,000 | 12,253,000 | 11,257,000 |
| Risk-weighted assets | 94,486,000 | 94,807,000 | 94,673,000 | 97,405,000 |