Call reports 2020
STATE BANK OF NEW RICHLAND — 2020
What STATE BANK OF NEW RICHLAND reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 113,867,000 | 117,432,000 | 113,305,000 | 111,869,000 |
| Total loans | 96,806,000 | 100,291,000 | 96,458,000 | 95,233,000 |
| Allowance for loan losses | 973,000 | 989,000 | 987,000 | 981,000 |
| Securities available for sale | 12,385,000 | 12,845,000 | 11,650,000 | 11,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,428,000 | 81,897,000 | 77,909,000 | 78,410,000 |
| Interest-bearing deposits | 66,738,000 | 69,623,000 | 65,518,000 | 63,317,000 |
| Noninterest-bearing deposits | 9,690,000 | 12,274,000 | 12,391,000 | 15,093,000 |
| Equity capital | 10,770,000 | 11,998,000 | 12,504,000 | 10,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,485,000 | 3,137,000 | 4,641,000 | 6,060,000 |
| Interest expense | 414,000 | 782,000 | 1,084,000 | 1,364,000 |
| Net interest income | 1,071,000 | 2,355,000 | 3,557,000 | 4,696,000 |
| Noninterest income | 67,000 | 107,000 | 158,000 | 209,000 |
| Noninterest expense | 467,000 | 917,000 | 1,420,000 | 2,082,000 |
| Provision for loan losses | 60,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 623,000 | 1,532,000 | 2,301,000 | 2,835,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 623,000 | 1,531,000 | 2,300,000 | 2,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,587,000 | 11,244,000 | 11,762,000 | 10,247,000 |
| Total capital | 11,560,000 | 12,233,000 | 12,749,000 | 11,228,000 |
| Risk-weighted assets | 93,032,000 | 96,707,000 | 93,268,000 | 91,859,000 |