Call reports 2018
STATE BANK OF NEW RICHLAND — 2018
What STATE BANK OF NEW RICHLAND reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 102,613,000 | 102,518,000 | 107,545,000 | 111,034,000 |
| Total loans | 87,503,000 | 87,295,000 | 92,361,000 | 94,469,000 |
| Allowance for loan losses | 891,000 | 891,000 | 889,000 | 907,000 |
| Securities available for sale | 10,080,000 | 9,812,000 | 9,516,000 | 9,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,067,000 | 63,280,000 | 65,170,000 | 72,532,000 |
| Interest-bearing deposits | 66,268,000 | 53,370,000 | 56,300,000 | 61,630,000 |
| Noninterest-bearing deposits | 9,799,000 | 9,910,000 | 8,870,000 | 10,901,000 |
| Equity capital | 9,922,000 | 10,022,000 | 10,450,000 | 9,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,324,000 | 2,779,000 | 4,139,000 | 5,572,000 |
| Interest expense | 319,000 | 666,000 | 1,038,000 | 1,473,000 |
| Net interest income | 1,005,000 | 2,113,000 | 3,101,000 | 4,099,000 |
| Noninterest income | 73,000 | 132,000 | 195,000 | 257,000 |
| Noninterest expense | 487,000 | 1,013,000 | 1,317,000 | 1,829,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 37,000 |
| Pretax income | 581,000 | 1,226,000 | 1,983,000 | 2,519,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 580,000 | 1,225,000 | 1,982,000 | 2,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,693,000 | 9,835,000 | 10,340,000 | 9,524,000 |
| Total capital | 10,584,000 | 10,726,000 | 11,229,000 | 10,431,000 |
| Risk-weighted assets | 85,668,000 | 85,572,000 | 89,894,000 | 91,965,000 |