Call reports 2017
STATE BANK OF NEW RICHLAND — 2017
What STATE BANK OF NEW RICHLAND reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 97,812,000 | 101,488,000 | 104,839,000 | 105,650,000 |
| Total loans | 84,018,000 | 85,526,000 | 87,146,000 | 88,666,000 |
| Allowance for loan losses | 955,000 | 955,000 | 955,000 | 876,000 |
| Securities available for sale | 11,805,000 | 11,596,000 | 11,225,000 | 10,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,464,000 | 60,614,000 | 58,479,000 | 76,834,000 |
| Interest-bearing deposits | 61,777,000 | 50,642,000 | 48,720,000 | 65,311,000 |
| Noninterest-bearing deposits | 10,687,000 | 9,972,000 | 9,759,000 | 11,523,000 |
| Equity capital | 9,854,000 | 10,155,000 | 10,596,000 | 9,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,566,000 | 4,010,000 | 5,314,000 |
| Interest expense | 276,000 | 563,000 | 877,000 | 1,203,000 |
| Net interest income | 954,000 | 2,003,000 | 3,133,000 | 4,111,000 |
| Noninterest income | 60,000 | 113,000 | 167,000 | 228,000 |
| Noninterest expense | 400,000 | 809,000 | 1,247,000 | 1,747,000 |
| Provision for loan losses | 0 | 0 | 0 | 120,000 |
| Pretax income | 614,000 | 1,309,000 | 2,069,000 | 2,495,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 613,000 | 1,308,000 | 2,068,000 | 2,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,360,000 | 9,541,000 | 10,043,000 | 9,113,000 |
| Total capital | 10,315,000 | 10,496,000 | 10,998,000 | 9,989,000 |
| Risk-weighted assets | 82,864,000 | 86,150,000 | 86,688,000 | 87,326,000 |