Call reports 2012
STATE BANK OF NEW RICHLAND — 2012
What STATE BANK OF NEW RICHLAND reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 93,121,000 | 95,177,000 | 94,313,000 | 97,030,000 |
| Total loans | 69,733,000 | 70,899,000 | 70,955,000 | 74,205,000 |
| Allowance for loan losses | 925,000 | 920,000 | 916,000 | 918,000 |
| Securities available for sale | 18,362,000 | 18,361,000 | 17,406,000 | 15,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,402,000 | 66,741,000 | 62,260,000 | 67,008,000 |
| Interest-bearing deposits | 55,032,000 | 58,130,000 | 54,255,000 | 59,142,000 |
| Noninterest-bearing deposits | 9,371,000 | 8,611,000 | 8,005,000 | 7,866,000 |
| Equity capital | 8,763,000 | 9,215,000 | 9,666,000 | 8,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,359,000 | 2,687,000 | 4,011,000 | 5,344,000 |
| Interest expense | 390,000 | 785,000 | 1,179,000 | 1,583,000 |
| Net interest income | 969,000 | 1,902,000 | 2,832,000 | 3,761,000 |
| Noninterest income | 45,000 | 91,000 | 144,000 | 214,000 |
| Noninterest expense | 369,000 | 765,000 | 1,105,000 | 1,550,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 645,000 | 1,228,000 | 1,871,000 | 2,425,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 645,000 | 1,228,000 | 1,871,000 | 2,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,952,000 | 8,315,000 | 8,738,000 | 8,169,000 |
| Total capital | 8,802,000 | 9,183,000 | 9,610,000 | 9,074,000 |
| Risk-weighted assets | 67,692,000 | 69,146,000 | 69,487,000 | 72,243,000 |