Call reports 2011
STATE BANK OF NEW RICHLAND — 2011
What STATE BANK OF NEW RICHLAND reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 88,327,000 | 89,832,000 | 90,517,000 | 91,446,000 |
| Total loans | 66,761,000 | 68,417,000 | 67,255,000 | 69,391,000 |
| Allowance for loan losses | 922,000 | 943,000 | 964,000 | 944,000 |
| Securities available for sale | 18,229,000 | 18,133,000 | 18,272,000 | 18,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,734,000 | 60,919,000 | 62,211,000 | 61,839,000 |
| Interest-bearing deposits | 53,627,000 | 53,443,000 | 54,521,000 | 53,695,000 |
| Noninterest-bearing deposits | 7,106,000 | 7,476,000 | 7,690,000 | 8,144,000 |
| Equity capital | 7,756,000 | 8,273,000 | 8,854,000 | 8,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,304,000 | 2,672,000 | 4,067,000 | 5,407,000 |
| Interest expense | 439,000 | 854,000 | 1,249,000 | 1,642,000 |
| Net interest income | 865,000 | 1,818,000 | 2,818,000 | 3,765,000 |
| Noninterest income | 54,000 | 95,000 | 145,000 | 213,000 |
| Noninterest expense | 365,000 | 763,000 | 1,139,000 | 1,853,000 |
| Provision for loan losses | 9,000 | 30,000 | 39,000 | 39,000 |
| Pretax income | 546,000 | 1,122,000 | 1,787,000 | 2,088,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 546,000 | 1,122,000 | 1,787,000 | 2,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,448,000 | 7,593,000 | 8,042,000 | 7,528,000 |
| Total capital | 8,270,000 | 8,449,000 | 8,880,000 | 8,383,000 |
| Risk-weighted assets | 65,790,000 | 68,621,000 | 66,613,000 | 68,110,000 |