Call reports 2026
RIVER VALLEY COMMUNITY BANK — 2026
What RIVER VALLEY COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 764,212,000 | 793,113,000 |
| Total loans | 397,968,000 | 405,343,000 |
| Allowance for loan losses | 4,925,000 | 5,001,000 |
| Securities available for sale | 266,267,000 | 286,660,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 670,456,000 | 704,922,000 |
| Interest-bearing deposits | 502,059,000 | 533,600,000 |
| Noninterest-bearing deposits | 168,397,000 | 171,322,000 |
| Equity capital | 59,933,000 | 60,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,840,000 | 18,113,000 |
| Interest expense | 3,125,000 | 6,431,000 |
| Net interest income | 5,715,000 | 11,682,000 |
| Noninterest income | 193,000 | 468,000 |
| Noninterest expense | 4,181,000 | 8,438,000 |
| Provision for loan losses | 100,000 | 262,000 |
| Pretax income | 1,594,000 | 3,492,000 |
| Income tax | 393,000 | 916,000 |
| Net income | 1,201,000 | 2,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 68,423,000 | 69,798,000 |
| Total capital | 73,873,000 | 75,249,000 |
| Risk-weighted assets | 498,692,000 | 505,186,000 |