Call reports 2024
RIVER VALLEY COMMUNITY BANK — 2024
What RIVER VALLEY COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 598,142,000 | 612,708,000 | 594,663,000 | 602,580,000 |
| Total loans | 294,392,000 | 298,272,000 | 323,509,000 | 350,397,000 |
| Allowance for loan losses | 4,260,000 | 4,260,000 | 4,260,000 | 4,310,000 |
| Securities available for sale | 208,698,000 | 201,511,000 | 199,389,000 | 187,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 508,578,000 | 521,567,000 | 539,003,000 | 548,371,000 |
| Interest-bearing deposits | 342,601,000 | 368,142,000 | 369,536,000 | 375,340,000 |
| Noninterest-bearing deposits | 165,977,000 | 153,425,000 | 169,467,000 | 173,031,000 |
| Equity capital | 46,001,000 | 46,978,000 | 51,761,000 | 50,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,119,000 | 12,691,000 | 19,653,000 | 26,330,000 |
| Interest expense | 1,774,000 | 4,160,000 | 6,699,000 | 8,744,000 |
| Net interest income | 4,345,000 | 8,531,000 | 12,954,000 | 17,586,000 |
| Noninterest income | 229,000 | 529,000 | 771,000 | 1,026,000 |
| Noninterest expense | 3,089,000 | 6,136,000 | 9,193,000 | 12,243,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 1,469,000 | 2,908,000 | 4,528,000 | 6,363,000 |
| Income tax | 377,000 | 775,000 | 1,226,000 | 1,735,000 |
| Net income | 1,092,000 | 2,133,000 | 3,302,000 | 4,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,933,000 | 59,974,000 | 61,143,000 | 62,468,000 |
| Total capital | 63,883,000 | 64,924,000 | 66,093,000 | 67,418,000 |
| Risk-weighted assets | 398,614,000 | 399,935,000 | 422,740,000 | 447,227,000 |